How much did things cost at the five and dime?
I just read some data, comparing the cost of living in 1965, compared to today. Interesting, how some things are cheaper, relatively, today, and somethings, more expensive. Housing costs more, even after adjusting for inflation, than it did, 41 years ago. Incomes have...Will mortgage loan resets bring recession to America?
Some people think that all the adjustable-rate mortgage loans written over the past couple of years will cause the US economy to collapse, as they reset to higher rates, and borrowers decide to walk away from their financial commitments. Maybe. Maybe not. Some people...If home prices are too high compared to incomes, how low must they go?
Why has the housing market cooled? Many say it’s because prices are too high, compared to household incomes. Many others say it’s because mortgage loan interest rates have increased, making monthly payments unmanageable for more and more people. So, what...I didn’t know coffee was hot until I read it on the cup
Over the past couple of years, more and more people have been taking out “exotic loans”. Mostly, when people say, “exotic loans”, these days, they are talking about “option ARMs”. Most commonly, option ARM loans offer borrowers four...Your mortgage loan company is your friend … no, really
So, in order to buy a home over the past couple of years, more and more people have turned to “exotic” loans. You know, interest only loans, and option ARMs. Option ARMs are where buyers have a choice of payments to make on their mortgage loans. Borrowers...Condo Listings by Neighborhood
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