First Time Beacon Hill Condo Buyers Boston Condos For Sale Ford Realty

If you are a first-time Beacon Hill condo buyer, use the guide below for helpful hints and tips and learn how to avoid common mistakes when buying your first condo in or around Beacon Hill

Pre-Qualification for a Beacon Hill Condo:

Meet with a Boston condo mortgage broker and find out how much you can afford to pay for a condo.

Pre-Approval for a Beacon Hill Condo:

While knowing how much you can afford is the first step, Beacon Hill condo sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after Boston Beacon Hill condos over your price range. With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender. This way, assuming the Boston luxury condo you’re interested in is at or under the amount you are pre-qualified for, the seller knows immediately that you are a serious buyer for that Beacon Hill property. Costs for pre-approval are generally nominal and lenders will usually permit you to pay them when you close your loan.

List of Needs & Wants:

Make 2 lists. The first should include items you must have (i.e., the number of bedrooms you need for the size of your family, a one-story house if accessibility is a factor, etc.). The second list is your wishes, things you would like to have (fireplace den, etc.) but that are not absolutely necessary. Realistically for first-time buyers, you probably will not get everything on your wish list, but it will keep you on track for what you are looking for.

Representation by a Professional:

Consider hiring your own Boston Beacon Hill real estate agent, one who is working for you, the buyer, not the seller.

Focus & Organization:

In a convenient location, keep handy the items that will assist you in maximizing your Boston Beacon Hill condo search efforts. Such items may include:

The or more detailed maps with your areas of interest highlighted.
A file of the properties that your agent has shown to you, along with ads you have cut out from the newspaper.
Paper and pen, for taking notes as you search.
Instant or video camera to help refresh your memory on individual properties, especially if you are attending a series of showings.
Location: Look at a potential property as if you are the seller. Would a prospective buyer find it attractive based on school district, crime rate, proximity to positive (shopping, parks, freeway access) and negative (abandoned properties, garbage dump, source of noise) features of the area?
Visualize the house empty & with your decor: Are the rooms laid out to fit your needs? Is there enough light?
Be Objective: Instead of thinking with your heart when you find a condo, think with your head. Does this condo really meet your needs? There are many houses on the market, so don’t make a hurried decision that you may regret later.
Be Thorough: A few extra dollars well spent now may save you big expenses in the long run. Don’t forget such essentials as:

Include inspection & mortgage contingencies in your written offer.
Have the property inspected by a professional inspector.
Request a second walk-through to take place within 24 hours of closing.
You want to check to see that no changes have been made that were not agreed on (i.e., a nice chandelier that you assumed came with the sale having been replaced by a cheap ceiling light).

All the above may seem rather overwhelming.

That is why having a professional represent you and keep track of all the details for you is highly recommended. Please contact us directly to discuss any of these matters in further detail.

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Beacon Hill Charity Donation

My new goal for the Fall of 2019 is to provide a percentage of our Beacon Hill Real Estate commission to fight Alzheimer’s

Select us to represent you either as a buyer or seller’s agent and we’ll give back a portion of the sales commission to find a cure for this awful disease.

Having a recent love one suffer and died from this illness broke my heart. Please let us work together to find a cure.
Ford Realty has been in business for over 20 years.
Ford Realty Inc has several 2019 positive Google Reviews
For more information email realtyford@yahoo.com. You can call or send us a text @ 617-595-3712.
Thank you