Mortgage rate: 4.66 percent
- Quarterly change: +0.25 percent
Home price: $495,900
- Quarterly change: +12.02 percent
- Year-over-year change: +6.67 percent
Monthly payment: $2,552.93
Salary: $109,411.27
- Quarterly change: $11,675.37
- Year-over-year change: +11.06 percent
If homebuyers in the Boston metro put 10 percent down instead of 20 percent, the required salary increases from $109,411.27 to $126,918.03.